In which of the following cases would mechanical breakdown insurance not apply? (2024)

In which of the following cases would mechanical breakdown insurance not apply?

It won't cover towing if you break down on the side of the road. However, if your car broke down because of engine failure or transmission issues, mechanical breakdown insurance would help cover the cost of repairs at an auto body shop.

Which of the following parts of a vehicle would not be covered under mechanical breakdown?

You will need to replace certain parts of your vehicle regularly due to wear and tear: windshield wipers, filters, tires, brake pads, belts, and other parts. These aren't covered by auto insurance, mechanical breakdown insurance, or, in most cases, your manufacturer's warranty.

Which of the following is not excluded from coverage under mechanical breakdown insurance policy?

Mechanical Breakdown Insurance (MBI) policies typically exclude certain types of breakdowns from coverage. However, among the given options, breakdown covered by regular auto insurance is NOT excluded from coverage under a Mechanical Breakdown Insurance policy.

Which of the following automobile components is not covered by a mechanical breakdown insurance policy?

WHY: Mechanical Breakdown Insurance covers the breakdown of major mechanical and electrical systems in a motor vehicle. It doesn't cover damage to the glass and body, since this would be covered under regular auto insurance.

What is a mechanical breakdown in insurance?

Mechanical breakdown or car repair insurance is a way of adding an extra layer of protection to your auto insurance policy. Similar to a car warranty, this type of insurance covers costs from repairs if your vehicle breaks down, needs replacement parts, or suffers other types of mechanical problems.

Which of the following is not covered under equipment breakdown coverage?

Computer equipment is generally not considered 'covered equipment' under an Equipment Breakdown Protection Coverage Form; such coverage is usually for mechanical, electrical, and pressure systems equipment.

What is not covered under equipment breakdown coverage?

Equipment breakdown insurance only covers failures due to electrical and mechanical issues. It won't cover damage due to normal wear and tear or a lack of maintenance. So if your air conditioner stops working because of a clogged air filter, it wouldn't be covered under equipment breakdown insurance.

Which of the following losses may be covered by mechanical breakdown insurance?

Mechanical breakdown insurance covers major failures that can occur in your car, which are often excluded in basic auto insurance. Whether it's bad brakes, transmission issues, the electrical system or any other major vehicle system malfunction, MBI covers the repairs.

What conditions are frequently included in mechanical breakdown insurance policies?

Which of the following statements is true regarding mechanical breakdown insurance?

The correct answer to the question of which of the following statements is TRUE regarding Mechanical Breakdown Insurance is; B. It will not cover the cost of repairs that exceed the value of a vehicle.

What is covered in a mechanical failure?

If your vehicle is protected by GEICO's Mechanical Breakdown Insurance (MBI), you're covered for repairs (excluding maintenance or wear and tear) to all mechanical parts of the car.

Does aviation insurance not cover mechanical breakdown?

Aircraft hull insurance pays for sudden and accidental damage to or loss of an aircraft. Among the types of damage it does not cover are wear and tear, tires, mechanical breakdown and ingestion.

What does under equipment breakdown coverage an accident would include?

Under Equipment breakdown protection coverage, an accident would include - Wear and tear - Leakage of valves - Sudden breakdown - Failure of safety device 10.

Does gap insurance cover mechanical breakdown?

However, gap insurance only goes into effect if the damage is due to a specific incident, such as a crash. You won't be able to make a claim if your car engine simply breaks down, no matter how serious the problem.

What is mechanical and electrical breakdown coverage?

Equipment breakdown coverage may cover electrical or mechanical breakdowns of your home equipment, but only when the sudden loss is due to uncontrollable circ*mstances such as electrical damage due to artificially generated electrical surges and motor burnouts or ruptures caused by centrifugal force.

Is mechanical breakdown the same as equipment breakdown?

Equipment breakdown insurance is coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment, including photocopiers and computers.

What is the difference between mechanical breakdown and wear and tear?

Equipment breakdown covers unexpected events and damages that lead to a sudden stop in the operation of the machinery whereas wear and tear covers damages that occur over time, like rusting and leaking.

What is the one condition that must exist for an equipment breakdown loss to be covered?

The first criterion of coverage is that there is direct physical loss that causes damage to covered equipment which necessitates its repair or replacement. The nature of the physical loss is: (1) failure of pressure or vacuum equipment, (2) mechanical failure and (3) electrical failure.

Which cause of mechanical breakdown does boiler and machinery insurance cover?

How Does Boiler and Machinery (BM) Insurance Work? Equipment breakdown insurance, which is traditionally known as boiler and machinery (BM) insurance, provides coverage for damage or loss resulting from unexpected mechanical breakdowns, electrical power surges, or other qualifying types of failure.

What is an example of a piece of mechanical equipment in equipment breakdown insurance?

Final answer: A circuit breaker is an example of a piece of mechanical equipment in equipment breakdown insurance. It is a safety device that reacts quickly to protect against electrical faults and equipment failures.

What type of insurance is equipment breakdown?

Equipment breakdown coverage is a key small business insurance coverage. It covers damages to your business' property and equipment if there's an unexpected breakdown. This coverage is a part of commercial property insurance, which you can get as a standalone policy or through a Business Owner's Policy (BOP).

Is breakdown cover included in insurance?

Breakdown cover is an extra service which isn't included in standard car insurance policies. Car insurance helps you cover costs if you've had an accident. Breakdown cover helps you with recovery and repairs when your car's broken down.

Which of the following losses would most likely not be covered under Coverage A?

Final answer: Coverage A in a dwelling policy typically covers fire damages, outdoor personal property, and supplies used for dwelling repairs. The theft of a renter's lawnmower would not likely be covered.

Which type of insurance covers loss or damage to equipment?

Equipment insurance covers losses to business's movable tools and equipment. If an item is lost, stolen, or damaged, the policy typically helps insured to pay for repairs or replacement of the covered equipment. For example, a crew member may accidentally drop a tool that then needs repair.

What types of losses can be covered by insurance?